{"id":18302,"date":"2024-02-19T15:25:20","date_gmt":"2024-02-19T06:25:20","guid":{"rendered":"http:\/\/www.comtrue.com\/comtrue\/?p=18302"},"modified":"2024-02-19T15:25:20","modified_gmt":"2024-02-19T06:25:20","slug":"ai_35","status":"publish","type":"post","link":"https:\/\/www.comtrue.com\/comtrue\/ai_35\/","title":{"rendered":"\uc804\uc790\uae08\uc735\uc5c5\uc790(PG\uc0ac), \uc1fc\ud551\ubab0 \ud310\ub9e4\uc790\uc758 \ube44\ub300\uba74 \ubcf8\uc778\ud655\uc778\uc744 \uc704\ud55c AML, KYC \uc194\ub8e8\uc158\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4!<\/b>"},"content":{"rendered":"

\ub4e4\uc5b4\uac00\uba70<\/span><\/strong><\/span><\/h1>\n<\/div>

\uc774\ubc88 \uae00\uc740 \uc628\ub77c\uc778 \uc1fc\ud551\ubab0\uc5d0\uc11c \uc624\ud508\ub9c8\ucf13\uc774\ub098 \uac00\ub9f9\uc810\uc744 \uc6b4\uc601\ud558\uc2dc\ub294 \ub2f4\ub2f9\uc790 \ubd84\ub4e4\uc774 \ub208\uc5ec\uaca8\ubcf4\uc2e4\ub9cc\ud55c\ub370\uc694!
\n\ud639\uc2dc, \ubc95\uc801\uc73c\ub85c \uba85\uc2dc\ud558\ub294 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uc81c\ub3c4<\/span> \uc5d0 \ub300\ud574 \uc54c\uace0 \uacc4\uc2dc\ub098\uc694?<\/p>\n

\uc804\uc790\uae08\uc735\uac70\ub798\ubc95\uc5d0 \ub530\ub978 \uc804\uc790\uae08\uc735\uc5c5\uc790(PG\uc0ac) \ubc0f \uc1fc\ud551\ubab0 \ud310\ub9e4\uc790 \ubd84\ub4e4\uaed8\uc11c\ub294 <\/span>‘\ud2b9\uc815\uae08\uc735\uac70\ub798 \uc815\ubcf4\uc758 \ubcf4\uace0 \ubc0f \uc774\uc6a9 \ub4f1\uc5d0 \uad00\ud55c \ubc95\ub960 \uc81c 5\uc870\uc758 2(\uc774\ud558 ‘\ud2b9\uc815\uae08\uc735\uc815\ubcf4\ubc95’)\uc5d0 \ub530\ub77c<\/span> <\/span>\uace0\uac1d\ud655\uc778 \uc81c\ub3c4\ub97c \ud544\uc218\ub85c \uc218\ud589<\/b><\/span>\ud574\uc57c \ud569\ub2c8\ub2e4!<\/span><\/p>\n<\/div><\/div><\/div>

<\/span><\/div>

\uc804\uc790\uae08\uc735\uc5c5\uc790(PG\uc0ac) \ubc0f \uc1fc\ud551\ubab0 \ud310\ub9e4\uc790 \ub300\uc0c1 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \uc548\ub0b4 <\/span><\/h2>\n<\/div><\/div><\/div>

\ud83d\udca1<\/span>\u00a0\u2018\ud2b9\uc815 \uae08\uc735\uac70\ub798\uc815\ubcf4\uc758 \ubcf4\uace0 \ubc0f \uc774\uc6a9 \ub4f1\uc5d0 \uad00\ud55c \ubc95\ub960 \uc81c 5\uc870\uc758 2\u2019 \uc8fc\uc694 \ub0b4\uc6a9(2022.09.29)
\n<\/b><\/span><\/p>\n<\/div>

\u2460<\/span> \uae08\uc735\ud68c\uc0ac\ub4f1\uc740 \uae08\uc735\uac70\ub798\ub97c \uc774\uc6a9\ud55c \uc790\uae08\uc138\ud0c1\ud589\uc704 \ubc0f \uacf5\uc911\ud611\ubc15\uc790\uae08\uc870\ub2ec\ud589\uc704\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud558\uc5ec \uc870\uce58\ub97c \ud558\uc5ec\uc57c \ud55c\ub2e4.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

\ud574\ub2f9 \uace0\uac1d\ud655\uc778\uc81c\ub3c4\ub97c \uc801\uc808\ud788 \uc218\ud589\ud558\uc9c0 \uc54a\uc73c\uc2e4 \uc2dc\uc5d0\ub294 \uace0\uac1d\ud655\uc778\uc758\ubb34(CDD) \uc704\ubc18 \uc2dc 3\ucc9c\ub9cc\uc6d0 \uc774\ud558\uc758 \uacfc\ud0dc\ub8cc,<\/span> <\/span>\uac15\ud654\ub41c \uace0\uac1d\ud655\uc778\uc758\ubb34(EDD) \uc704\ubc18 \uc2dc 1\uc5b5\uc6d0 \uc774\ud558\uc758 \uacfc\ud0dc\ub8cc<\/span>\uac00 \ubd80\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/span><\/p>\n<\/div>

<\/span><\/div><\/div><\/div><\/div><\/div>

‘\uace0\uac1d\ud655\uc778\uc81c\ub3c4’\ub780?<\/span><\/h2>\n<\/div>

\uadf8\ub807\ub2e4\uba74 \uace0\uac1d\ud655\uc778\uc81c\ub3c4\uac00 \ubb34\uc5c7\uc778\uc9c0 \uc880 \ub354 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><\/div><\/div>

\ud83d\udca1 \uace0\uac1d\ud655\uc778\uc81c\ub3c4 \uc18c\uac1c<\/b><\/span>
\n<\/b><\/span><\/p>\n<\/div><\/div><\/div>

\uace0\uac1d\ud655\uc778\uc81c\ub3c4(Customer Due Diligence, CDD)\ub780, \uae08\uc735\ud68c\uc0ac \ub4f1\uc774 \uace0\uac1d\uacfc \uac70\ub798 \uc2dc <\/span>\uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\u00b7\uac80\uc99d<\/b><\/span>\ud558\uace0, <\/span>\uc2e4\uc81c \uc18c\uc720\uc790, \uac70\ub798\uc758 \ubaa9\uc801, \uc790\uae08\uc758 \uc6d0\ucc9c\uc744 \ud655\uc778\ud558\ub3c4\ub85d \ud558\ub294 \ub4f1 <\/span>\u200b<\/span>\uae08\uc735\uac70\ub798 \ub610\ub294 \uae08\uc735\uc11c\ube44\uc2a4\uac00 \uc790\uae08\uc138\ud0c1 \ub4f1 \ubd88\ubc95\ud589\uc704\uc5d0 \uc774\uc6a9\ub418\uc9c0 \uc54a\ub3c4\ub85d <\/b><\/span> \uace0\uac1d\uc5d0 \ub300\ud574 \ud569\ub2f9\ud55c \uc8fc\uc758\ub97c \uae30\uc6b8\uc774\ub3c4\ub85d \ud558\ub294 \uc81c\ub3c4<\/b><\/span>\ub97c \ub9d0\ud569\ub2c8\ub2e4.<\/span><\/span><\/p>\n

\ud2b9\ud788 \uace0\uac1d\ubcc4\ub85c \ud655\uc778\ud574\uc57c \ud558\ub294 \uc0ac\ud56d\uc774 \ub2e4\ub978\ub370\uc694. <\/span>\uac01\uac01\uc758 \uc0ac\ud56d\uc740 \uc544\ub798 \ud45c\ub97c \ucc38\uace0\ud574\uc8fc\uc138\uc694!<\/span><\/p>\n<\/div>

<\/div><\/div>\n
\n
\n
\n
\n
\n\n\n\n\n\n\n
\n
\n

\uad6c\ubd84<\/span><\/strong><\/p>\n<\/div>\n<\/td>\n

\n
\n

\uc2e0\uc6d0\ud655\uc778 \uc0ac\ud56d(\uc2dc\ud589\ub839 \uc81c10\uc870\uc758 4)<\/span><\/strong><\/p>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n

\uac1c\uc778<\/span><\/p>\n<\/div>\n<\/td>\n

\n
\n

\uc2e4\uc9c0\uba85\uc758(\uae08\uc735\uc2e4\uba85\ubc95 \uc81c2\uc870 \uc81c4\ud638\uc758 \uc2e4\uc9c0\uba85\uc758), \uc8fc\uc18c, \uc5f0\ub77d\ucc98<\/span><\/p>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n

\uc601\ub9ac\ubc95\uc778<\/span><\/p>\n<\/div>\n<\/td>\n

\n
\n

\uc2e4\uc9c0\uba85\uc758, \uc5c5\uc885, \ubcf8\uc810 \ubc0f \uc0ac\uc5c5\uc7a5 \uc18c\uc7ac\uc9c0, \uc5f0\ub77d\ucc98, \ub300\ud45c\uc790 \uc131\uba85, \uc0dd\ub144\uc6d4\uc77c \ubc0f \uad6d\uc801<\/span><\/p>\n<\/div>\n<\/td>\n<\/tr>\n

\n
\n

\ube44\uc601\ub9ac\ubc95\uc778 \ubc0f \uae30\ud0c0 \ub2e8\uccb4<\/span><\/p>\n<\/div>\n<\/td>\n

\n
\n

\uc2e4\uc9c0\uba85\uc758, \uc124\ub9bd\ubaa9\uc801, \uc8fc\ub41c \uc0ac\ubb34\uc18c \uc18c\uc7ac\uc9c0, \uc5f0\ub77d\ucc98, \ub300\ud45c\uc790 \uc131\uba85, \uc0dd\ub144\uc6d4\uc77c \ubc0f \uad6d\uc801<\/span><\/p>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\n
\n

\u200b<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

\uac15\ud654\ub41c \ube44\ub300\uba74 \uace0\uac1d\ud655\uc778 \uc194\ub8e8\uc158 \uc18c\uac1c<\/span><\/h2>\n<\/div><\/div><\/div><\/div><\/div>
<\/span><\/div>

\ub530\ub77c\uc11c \ubcf4\uc774\uc2a4\ud53c\uc2f1 \uc608\ubc29\uacfc \ub3d9\uc2dc\uc5d0 \ud2b9\uc815\uae08\uc735\uc815\ubcf4\ubc95\uae4c\uc9c0 \ub9cc\uc871\ud560 \uc218 \uc788\ub294 <\/span>\ubcf4\ub2e4 \uac15\ud654\ub41c \ube44\ub300\uba74 \uace0\uac1d\ud655\uc778 \uc194\ub8e8\uc158<\/b><\/span>\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4!<\/span><\/p>\n<\/div>

<\/div><\/div>

\ucef4\ud2b8\ub8e8\uc758 \uac15\ud654\ub41c \ube44\ub300\uba74 \uace0\uac1d\ud655\uc778 \uc194\ub8e8\uc158\uc740 \ub2e4\uc74c\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n

1\ufe0f\u20e3 <\/span>\uc81c\ud734 \ud310\ub9e4\uac00 \uc544\ub2cc \uc790\uccb4\uac1c\ubc1c \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4.
\n<\/span>2\ufe0f\u20e3 <\/span>K\uc0ac \uc628\ub77c\uc778 \ubab0 – \uac1c\uc778 \uc0ac\uc5c5\uc790 KYC \uc194\ub8e8\uc158 \uad6c\ucd95\uacbd\ud5d8\uc744 \ud3ec\ud568\ud574 \uad6d\ub0b4 \ucd5c\ub2e4 \ub808\ud37c\ub7f0\uc2a4\ub97c \ubcf4\uc720 \uc911\uc785\ub2c8\ub2e4!
\n<\/span>3\ufe0f\u20e3 <\/span>\ub2e4\uc591\ud55c PoC\uc5d0\uc11c \uc6b0\uc218\ud55c \uc131\uc801\uc744 \uac70\ub450\uba70 \uc785\uc99d\ub41c \uae30\uc220\ub825\uc744 \uc790\ub791\ud569\ub2c8\ub2e4.
\n<\/span>4\ufe0f\u20e3 <\/span>\uc6d4\ud65c\uc131\uc0ac\uc6a9\uc790\uc218(MAU) 1,000\ub9cc\uba85\uc758 \uc2dc\uc2a4\ud15c\uc5d0\ub3c4 \uc548\uc815\uc801\uc778 \uc6b4\uc601 \uc911\uc785\ub2c8\ub2e4.
\n<\/span>5\ufe0f\u20e3<\/span>\u00a0\uc5f0\uac04\ub77c\uc774\uc13c\uc2a4, \uad6c\ucd95\ud615 \ub4f1 \ub2e4\uc591\ud55c \uc5f0\ub3d9 \ubc29\uc2dd\uc744 \uc81c\uacf5\ub4dc\ub9bd\ub2c8\ub2e4.<\/span><\/p>\n<\/div><\/div><\/div>

\uc801\uc6a9 \uac00\ub2a5 \uae30\uc220 \uc18c\uac1c <\/span><\/h2>\n<\/div>
<\/span><\/div><\/div><\/div>

\ud83d\udc40 <\/span>\uc2e0\ubd84\uc99d OCR
\n<\/b><\/span><\/p>\n<\/div><\/div><\/div>

<\/span><\/div><\/div><\/div>

\uc2e0\ubd84\uc99d \uc18d \uc8fc\uc694 \uc815\ubcf4 \uc790\ub3d9 \ucd94\ucd9c\ud574 \uc785\ub825\ud569\ub2c8\ub2e4. \uc8fc\ubbfc\ub4f1\ub85d\uc99d, \uc6b4\uc804\uba74\ud5c8\uc99d \ubd80\ud130 \uc2e0\uc5ec\uad8c \u00b7 \uad6c\uc5ec\uad8c\uc744 \ube44\ub86f\ud574 \uc2e0\uaddc \uc678\uad6d\uc778\ub4f1\ub85d\uc99d\uae4c\uc9c0 \uc778\uc2dd \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/span><\/p>\n<\/div>

\uae30\uc220 \ubcf4\ub7ec\uac00\uae30<\/span><\/a><\/div><\/div><\/div>

\ud83d\udc40 <\/span>\uc2e0\ubd84\uc99d \uc0ac\ubcf8\ud310\ubcc4
\n<\/b><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>

<\/span><\/div><\/div><\/div>

\uc778\uacf5\uc9c0\ub2a5 \uc2e0\uacbd\ub9dd\uc774 \ud50c\ub77c\uc2a4\ud2f1 \uc2e4\ubb3c \uc2e0\ubd84\uc99d \uc5ec\ubd80\uc744 \ud310\ub2e8\ud558\uba70
\n\uc885\uc774 \uc778\uc1c4\ubcf8\u00b7\ub514\uc2a4\ud50c\ub808\uc774 \ucd2c\uc601\ubcf8 \ub4f1\uc758 \uc0ac\ubcf8 \uc2e0\ubd84\uc99d\uc758 \uac00\uc785\uc744 \ubc29\uc5b4\ud569\ub2c8\ub2e4.<\/span><\/p>\n<\/div>

\uae30\uc220 \ubcf4\ub7ec\uac00\uae30<\/span><\/a><\/div><\/div><\/div>

\ud83d\udc40 <\/span>\uc2e0\ubd84\uc99d \uc9c4\uc704\ud655\uc778
\n<\/b><\/span><\/p>\n<\/div><\/div><\/div>

<\/span><\/div><\/div><\/div>

\uc778\uacf5\uc9c0\ub2a5 \uc2e0\uacbd\ub9dd\uc774 \ud50c\ub77c\uc2a4\ud2f1 \uc2e4\ubb3c \uc2e0\ubd84\uc99d \uc5ec\ubd80\uc744 \ud310\ub2e8\ud558\uba70 \uc885\uc774 \uc778\uc1c4\ubcf8\u00b7\ub514\uc2a4\ud50c\ub808\uc774 \ucd2c\uc601\ubcf8 \ub4f1\uc758 \uc0ac\ubcf8 \uc2e0\ubd84\uc99d\uc758 \uac00\uc785\uc744 \uc2e0\ubd84\uc99d OCR \ub2e8\uacc4\uc5d0\uc11c \uc5bb\uc740 \uc2e0\ubd84\uc99d \uc18d \uc8fc\uc694 \uc815\ubcf4\ub97c <\/span>\uc9c4\uc704\ud655\uc778 \uae30\uad00\uc73c\ub85c\ubd80\ud130 \ubc1b\uc740 \uc815\ubcf4\uc640 \ube44\uad50\ud569\ub2c8\ub2e4.<\/span><\/p>\n

ex) \uc8fc\ubbfc\ub4f1\ub85d\uc99d\/\uc5ec\uad8c- \uc815\ubd8024, \uc6b4\uc804\uba74\ud5c8\uc99d-\uacbd\ucc30\uccad, \uc678\uad6d\uc778\ub4f1\ub85d\uc99d-\ud558\uc774\ucf54\ub9ac\uc544<\/span><\/p>\n<\/div>

\uae30\uc220 \ubcf4\ub7ec\uac00\uae30<\/span><\/a><\/div><\/div><\/div>

\uc81c\uacf5\ubc29\uc2dd \uc18c\uac1c<\/span><\/h2>\n<\/div>
<\/span><\/div>

\u2705 API\ubc29\uc2dd<\/b><\/span><\/p>\n<\/div>

API \ud1b5\uc2e0\uc73c\ub85c \uc778\uc785\ub41c \uc2e0\ubd84\uc99d <\/span>\uc774\ubbf8\uc9c0\uc758 OCR \uacb0\uacfc\uac12 \ub610\ub294 \uc9c4\ubcf8\/\uc0ac\ubcf8 \ud310\ubcc4 \uc2a4\ucf54\uc5b4\uac12\uc744 \ub9ac\ud134\ud569\ub2c8\ub2e4. <\/span>(\uc628\ud504\ub808\ubbf8\uc2a4)<\/span><\/p>\n<\/div>

\u2705 \uc6f9\uc5b4\ud50c\ub9ac\ucf00\uc774\uc158 \ubc29\uc2dd<\/b><\/span><\/p>\n<\/div>

\uc6f9 \uc5b4\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud638\ucd9c\ud558\uc5ec \ucd2c\uc601 \ud654\uba74\uacfc \ud568\uaed8 \uc194\ub8e8\uc158\uc744 \ud65c\uc6a9\ud569\ub2c8\ub2e4. (\uc628\ud504\ub808\ubbf8\uc2a4)<\/p>\n<\/div>

\u2705 Cloud API\ubc29\uc2dd<\/b><\/span><\/p>\n<\/div>

\uc0ac\uc6a9\uac74\uc218 \ubcc4\ub85c \uacfc\uae08\ub418\ub294 \ud615\ud0dc\uc758 <\/span>Cloud API \ubc29\uc2dd\uc744 \ud65c\uc6a9\ud574 Scalable\ud55c \ud65c\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/span><\/p>\n<\/div><\/div><\/div>

\ub808\ud37c\ub7f0\uc2a4<\/span><\/h2>\n<\/div>

\ucef4\ud2b8\ub8e8\ud14c\ud06c\ub180\ub85c\uc9c0\ub294 \uc774\ubbf8 \ud574\ub2f9 \uc81c\ud488\uc744 1\uae08\uc735\uad8c\uc744 \ube44\ub86f\ud55c \uac01\uc885 \uae08\uc735\uad8c \ubc0f \uc628\ub77c\uc778 \uc1fc\ud551\ubab0\uc5d0 \uc548\uc815\uc801\uc73c\ub85c \uad6c\ucd95\ud55c \uacbd\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<\/div>